I am a dynamic and dedicated banking professional with over 12 years experience in the field of: Agribusiness Finance , Strategy, Product development, Innovation ,Commercial Banking .
A result oriented leader with excellent approach to development of skilled and high performing teams coupled with proven interpersonal skills and ability to develop and maintain effective work deliverables and relations.
My proven ability to build and lead teams to produce outstanding business results has benefitted the various organizations worked for to achieve the desired business growth and cement their position in the growing competitive market.
Bachelor of Arts(Economics)
I pursued a Bachelor of Arts Degree in Economics Major. Upper Second Class (Honours)
Business Analytics with Excel
I did in-depth studies on Business analysis using advance Excel
SQL - MySQL for Data Analytics and Business Intelligence
I learned more on SQL Query language for analysis as well as MySQL Database
Certificate in Data Analytics
Certificate in Data Analytics
Fundamentals of Credit
Fundamentals of Credit analysis for both Corporate and Retail
Business Analysis Fundamentals
Certificate in Business Analysis Fundamentals
Certificate in computer applications
Certificate in computer applications Certificate in Computerized Accounts: SAGE, PASTEL and QUICK BOOKS.
Work & Experience
Credit /Loan Operations Officer
• Oversee processing of Loans, loading of approved Overdraft Limits in Core banking System as well as Credit card contract creation and limit marking. • Reviewing and administration of loan agreements between the company and clients, including loan processing. • Provide a prompt and professional service to Private, Retail and Corporate clients via Front Office, Credit Officer and Credit Approvers • Process loan disbursement as per the terms on the compliance and as per the offer letter. • Reviewing all credit documents, ensuring all necessary procedures/ calculations have been taken with regards loan draw-downs, rollovers, repayments, interest rate fixing, fees collection and payment scheduling, red flag any deficiencies for correction or rejection of corporate credit proposal. • Confer with credit association and other business representatives to exchange credit information. • Provide operational support and implementation planning in rolling out new lending products and services. • Coordinate and manage changes to the various lending systems, RateReset, and Loan Servicing systems to ensure both new and existing product changes, guidelines, pricing are configured accurately. • Work with Quality Assurance Analyst and departmental teams to ensure QA findings are addressed. • Loading of approved limits into Core Banking System. Monitoring upcoming limit expiries. Engaging with external solicitors, valuers in relation to Mortgage lending documents • Complete loan applications, including credit analyses and summaries of loan requests, and submit to loan committees for approval. • To assist Manager Credit Operations to assess the operational risks and ensure appropriate operational procedures, protocols and controls are in place. • Verifying loan purchases/take over’s and performs payoff functions in accordance with the Operations Policy and Procedures Manual. • Keep staff up-to-date on new policies/procedures, operational changes, system enhancements and new products and services.
Investment and Custody Analyst
• Monitoring the Investment Policy Statement and ensure that it is in compliance with all statutory requirements and takes into account Client return and risk objectives • Monitor cash flows and promptly invest any idle cash as per prevailing investment strategy • Provide core support to Public/Private Markets team members on various projects. Conduct ad hoc projects (e.g., research on specific countries or sectors) as necessary. • Prepare and dispatch to Clients quarterly investment reports that incorporate economic and market overview, current portfolio valuation, transactions during the quarter, performance and strategy for the following quarter. • Monitor performance of portfolios under management in light of ability to meet Client return objectives, benchmarks, targets and recommend any corrective actions • Attend investment manager conference calls, meetings and presentations